Ich habe eine Ingdiba Visa wo noch Credit drauf steht. ING. Hallo Benny, aktuell ist nichts geplant. Wir geben Ihren Vorschlag aber gerne an unsere. Bargeldauszahlung mit der VISA Card [Debitkarte] an allen Geldautomaten mit VISA Zeichen. in Deutschland. kostenlos. Mindestabhebebetrag 50 €. Liegt der. Rund um das Thema Karten Rund um das kontaktlose Zahlen Fragen speziell zur VISA Card Fragen zu paydirekt Bargeld und Schecks Basiskonto Google Pay.
ING VISA CardBargeldauszahlung mit der VISA Card [Debitkarte] an allen Geldautomaten mit VISA Zeichen. in Deutschland. kostenlos. Mindestabhebebetrag 50 €. Liegt der. Angebotsdetails. Jahresgebühr: 0,00 €. Anbieter: ING-DiBa AG. Kartensystem: Visa. Girokonto inklusive: Ja (nur in Verbindung mit Konto). Partnerkarte möglich:. Rund um das Thema Karten Rund um das kontaktlose Zahlen Fragen speziell zur VISA Card Fragen zu paydirekt Bargeld und Schecks Basiskonto Google Pay.
Ingdiba Visa Tips regarding the use of the new accounts VideoING DiBa Germany ⇒ Cash and cards ⇐ Everything important in a video
However, I did not transfer my salary payments to this account. Nevertheless, the overdraft facility remains without interruption. This is very meaningful for the backup-use.
No account management fees are charged for any of these accounts. As a new customer, you automatically get the Visa Card. This should become your new main card , because most stores in Germany and further countries accept the Visa Card as a means of payment.
Moreover, you can withdraw cash free of charge at every ATM within the Euro-area that has the Visa-sign. These will be the most you can see. Yes and no!
All card transactions are debited immediately from the current account. Just as ususal at the Girocard. An indebtness with normally high credit card interest is not possible!
Nevertheless, it is regarded as a credit card within Germany and abroad. If you apply for an overdraft facility at account opening or a later point of time, you will also have a credit line on the Visa Card!
This is namely the Girokonto-Dispo current account overdraft facility. A small drawback at journeys to the foreign currency abroad: At card payments or cash withdrawals in a non-Euro country, a 1.
This is the fee for the currency exchange. If you do not travel to such countries, then you can skip this point. This is easily possible through your online banking:.
Very practical! In the foreign currency aborad except Sweden and Romania , the 1. The credit limit can be increased anytime with transfers onto the Visa Card.
You can even be granted an overdraft facility of max. For the calculation of the overdraft facility limit, a submission of salary statements is neccessary.
You can supplement the overdraft facility with a framework credit. This is an additional credit line that is ready to use for you anytime, but does not have to be used.
In case this is of interest to you, you can have a look at these experiences. As you know: A very good credit rating is a requirement.
If one already is in trouble, a bank will be less willing to loan any money or will charge significantly higher interest rates. For new DKB customer we have compiled and published a little video training German.
Both Giro accounts can exclusively be opened online. It therefore does not make any sense to look for the option elswhere. For you, this has the advantag that you can open the account right now — regardless of your current location, e.
If you have questions regarding the account opening, the account use or in case of general tips regarding the smart use of the beiden banks we compare here, please feel free to use the comments feature.
You can also share your experience, especially when this might potentially help other smart banking customers. We look forward to hearing from you, many thanks!
If the mail has not arrived, please contact the ING customer service. You are the first person, who writes us that he can neither pay nor withdraw cash with the Visa Card.
Usually, this works flawlessly. Unless it is the case that you do not have money in the account? The Visa Card of the ING in Germany does not have its own credit card account, but debits solely from the current account balance possibly from the credit line, if an overdraft facility has been agreed on the current account — you can do that at account opening — or later.
It is important to differ between the two cards that you receive after the account opening. This is free of charge within the Euro-area on the part of the ING.
Abroad with a currency other than Euro for example in Poland , a foreign transaction fee of 1. That is for the currency exchange, not for the withdrawal.
In Germany, you can withdraw cash free of charge up to Euros when buying at many supermarket chains at a value from Euros 20 sometimes from Euros This only works with the Girocard.
Hello Gregor, may I ask you something. I opened an account in IngDiba. They are asking me for the Steuer-ID or tax number. Or do I have one?
What should I do to provide it or get my tax id? Yes, you do have one. In Germany every person gets a tax ID with their birth. When people from other countries come to our county and they start working, they also get one.
This number is unique and remains the same for your whole life. Gregor thanks very much for your answer. The thing is that my situation is kinda different.
So they are asking me for the Tax Number. May I ask you again, do I have one? How did you manage the account opening?
After all, ING only opens accounts for clients with a residence in Germany. I put the address from relatives that live in Germany.
I was there for 2 months. Do you think i should just close the account? Thanks for your help! You can read more detailed information in the article above.
If so what would be my best option to get an account and start working? Welcome to Germany! Good that you have friends who help you.
Instead of video legitimization, you can go to a post office and have your identity legitimized there. Take a friend and your passport with you.
That will be the best. Hi Freyja, Yes, one can do that, it does not have a negative impact. Myself, I solely use the Visa Card as well.
I live in Schoneberg. I would like to set up my account in person, might be easiest! ING is a direct bank. Accounts can only be opened online.
Since the bank has more than 8 million customers, these are processes that work. Wishing you much success with opening the account and exploring its benefits!
Also do I need to have money on my CC i. There is no extra credit card account. With the Girocard only at their own machines.
I have never changed the PIN for the Girocard. I think that is not possible. Or has something improved without my noticing? Name required.
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Portal for clever banking in Germany and abroad. Far more than a free current account! This is a huge advantage to other banks!
Secondary account Some have opened the account in order to have a separate accounting from the main current account. Emergency account Some people have set up the account only for emergencies.
Presentation of some great account features Transfer via banking app. Note: At the account opening, a place of residence in Germany is required. After the account opening, it can be changed to one abroad.
Online banking and customer service are only available in German language. However, one is often lucky when calling the customer service that the staff speaks English or partially also French.
Mylene says:. April 25, at pm. Susanne says:. A little nervous about what could have happened to my account, I went to the next Publix-supermarked and tried to purchase postcards of USD 0.
The payment with the Girocard worked fine which cost me Euros 1. Through Skype in order to avoid expensive telephone costs from abroad , I called the hotline of the ING-DiBa to find out what could have happened.
Unfortunately, I did not receive any information and with this no help at all by the bank, because I did not take the telephone-PIN with me on my journey.
Apparently, there are no alternative possibilities to legitimate, if one faced trouble abroad. The purchase of the postcards was, of course, chosen intentionally to demonstrate that the Maestro-Card Girocard should not be used for paying low amounts in the foreign currency abroad.
The foreign transaction fee is 1. On a percentage basis, the 1. But the minimum fee of one Euro was charged, as you can see here:.
As a comparison, I have bought another postcard with the DKB Visa Card with only seconds of time difference even if the booking days make you suspect different :.
Supplementing products, as the presented credit line by us, could get you a credit line of Euros 30, or more to the current account completely without a salary transfer.
Some of our readers love that the Girocard and credit card directly debit the transactions from the current account.
They think that it is comprehensive and always know how much money still is at their disposal no surprise when the credit card settlement is sent once a month.
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Banking in Germany explained current accounts savings business accounts credit cards loans. Online loans in Germany tested and the benefit for you!
New instructions:. My own current account: Anzeige. You can see the pictures of my own cards, because I use them myself and report of my own experiences.
This is more authentic …. ING DiBa. Credit line. Euros 0 up to 10, very individual Instruction. Credit card payments.
Cash supply. Interest-free period. Loan interest. Service and extras for smart bank customers. Card application. Please give me your feedback through the comments feature about what card you decided for.
You see the pictures of my own cards, because I use them myself and report of my own experiences.